by Amiel Jelinek | Mar 24, 2026 | Mortgage Broker, Residential Mortgage
If you’re thinking about buying a home in Ontario right now, you’ve probably asked yourself: “Is this finally a good time to buy… or should I wait?” It’s a fair question. After a volatile few years in the housing market – rising interest rates, declining...
by Amiel Jelinek | Jun 4, 2025 | Mortgage Broker, Residential Mortgage
If you’ve been following the housing market in Canada—even casually—you’ve probably noticed how mortgage rates can seem to move up or down almost out of the blue. But there’s a key piece of the puzzle many people don’t talk about often enough: Canadian...
by Amiel Jelinek | Jan 28, 2025 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The year 2025 is shaping up to be a pivotal one for Canada’s economy. With inflation cooling, unemployment stabilizing, and interest rates potentially declining further, many Canadians are cautiously optimistic about what lies ahead. As a mortgage broker operating in...
by Amiel Jelinek | Nov 9, 2021 | Real Estate Investing, Residential Mortgage
Whether you like winter or not, it’s coming, which means we need to prepare for it. Here are some of our go-to winter-ready ideas that will help keep your home in great shape this winter season. Clean and prepare your home’s exterior and garden. This seems...
by Amiel Jelinek | May 31, 2021 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The mortgage stress test, also known as the B-20 Guideline, was implemented by the Office of the Superintendent of Financial Institutions, or OSFI, in January 2018. It was designed to help buyers by ensuring they can afford mortgage rate changes that may occur over...
by Amiel Jelinek | Apr 30, 2021 | Mortgage Broker, Residential Mortgage
The Ontario Real Estate market is so hot right now, and many of our clients are asking how to win a bidding war. So, we have compiled a list of considerations for those looking to buy a property right now to help you win in a bidding war. Know your budget While this...
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