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Your Mortgage Payment Is Going Up — What Are Your Options?

Your Mortgage Payment Is Going Up — What Are Your Options?

by Amiel Jelinek | Jul 14, 2026 | Mortgage Broker

If you’re renewing your mortgage in 2026, you may be in for a surprise. Many homeowners who locked in historically low interest rates a few years ago are now facing significantly higher renewal rates. As a result, monthly mortgage payments could increase by...
Your Mortgage Is Up for Renewal — Should You Stay or Switch?

Your Mortgage Is Up for Renewal — Should You Stay or Switch?

by Amiel Jelinek | May 8, 2026 | Mortgage Broker

If your mortgage is coming up for renewal, you’re not alone — millions of Canadians renew their mortgage every year.  In 2026, the number is even higher due to the higher number of shorter term loans (2-4 years) taken over the last five years.   And...
Spring 2026 Housing Market: Opportunity or Trap?

Spring 2026 Housing Market: Opportunity or Trap?

by Amiel Jelinek | Mar 24, 2026 | Mortgage Broker, Residential Mortgage

If you’re thinking about buying a home in Ontario right now, you’ve probably asked yourself: “Is this finally a good time to buy… or should I wait?” It’s a fair question. After a volatile few years in the housing market – rising interest rates, declining...
The Complete Guide to Reverse Mortgages in Canada (2025 Edition)

The Complete Guide to Reverse Mortgages in Canada (2025 Edition)

by Amiel Jelinek | Oct 30, 2025 | Mortgage Broker

Introduction: Why Reverse Mortgages Are on the Rise For many Canadians approaching or living in retirement, one of the biggest challenges is balancing cash flow with lifestyle needs. You may be “house-rich but cash-poor,” meaning most of your wealth is tied up in your...
Understanding Canadian Bond Yields and Fixed Mortgage Rates: A Mortgage Broker’s Guide

Understanding Canadian Bond Yields and Fixed Mortgage Rates: A Mortgage Broker’s Guide

by Amiel Jelinek | Jun 4, 2025 | Mortgage Broker, Residential Mortgage

If you’ve been following the housing market in Canada—even casually—you’ve probably noticed how mortgage rates can seem to move up or down almost out of the blue. But there’s a key piece of the puzzle many people don’t talk about often enough: Canadian...
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