by Amiel Jelinek | May 31, 2021 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The mortgage stress test, also known as the B-20 Guideline, was implemented by the Office of the Superintendent of Financial Institutions, or OSFI, in January 2018. It was designed to help buyers by ensuring they can afford mortgage rate changes that may occur over...
by Amiel Jelinek | Apr 30, 2021 | Mortgage Broker, Residential Mortgage
The Ontario Real Estate market is so hot right now, and many of our clients are asking how to win a bidding war. So, we have compiled a list of considerations for those looking to buy a property right now to help you win in a bidding war. Know your budget While this...
by Amiel Jelinek | Sep 4, 2018 | Commercial Mortgage, Mortgage Broker, Private Lending, Real Estate Investing, Residential Mortgage
During the home-buying process, it is imperative to evaluate your financial situation to obtain the right mortgage, and there is no better person than a licensed mortgage professional to take you through this intricate process. A mortgage broker acts as an...
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