by Amiel Jelinek | Aug 31, 2026 | Mortgage Broker
Canada and the United States have entered another period of heightened trade tensions, and many Canadians are wondering what it could mean for the economy, inflation and, ultimately, mortgage rates. For homeowners, homebuyers and anyone with a mortgage, the big...
by Amiel Jelinek | Jul 14, 2026 | Mortgage Broker
If you’re renewing your mortgage in 2026, you may be in for a surprise. Many homeowners who locked in historically low interest rates a few years ago are now facing significantly higher renewal rates. As a result, monthly mortgage payments could increase by...
by Amiel Jelinek | May 8, 2026 | Mortgage Broker
If your mortgage is coming up for renewal, you’re not alone — millions of Canadians renew their mortgage every year. In 2026, the number is even higher due to the higher number of shorter term loans (2-4 years) taken over the last five years. And...
by Amiel Jelinek | Mar 24, 2026 | Mortgage Broker, Residential Mortgage
If you’re thinking about buying a home in Ontario right now, you’ve probably asked yourself: “Is this finally a good time to buy… or should I wait?” It’s a fair question. After a volatile few years in the housing market – rising interest rates, declining...
by Amiel Jelinek | Oct 30, 2025 | Mortgage Broker
Introduction: Why Reverse Mortgages Are on the Rise For many Canadians approaching or living in retirement, one of the biggest challenges is balancing cash flow with lifestyle needs. You may be “house-rich but cash-poor,” meaning most of your wealth is tied up in your...
by Amiel Jelinek | Jun 4, 2025 | Mortgage Broker, Residential Mortgage
If you’ve been following the housing market in Canada—even casually—you’ve probably noticed how mortgage rates can seem to move up or down almost out of the blue. But there’s a key piece of the puzzle many people don’t talk about often enough: Canadian...
by Amiel Jelinek | Jan 28, 2025 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The year 2025 is shaping up to be a pivotal one for Canada’s economy. With inflation cooling, unemployment stabilizing, and interest rates potentially declining further, many Canadians are cautiously optimistic about what lies ahead. As a mortgage broker operating in...
by Amiel Jelinek | Nov 9, 2021 | Real Estate Investing, Residential Mortgage
Whether you like winter or not, it’s coming, which means we need to prepare for it. Here are some of our go-to winter-ready ideas that will help keep your home in great shape this winter season. Clean and prepare your home’s exterior and garden. This seems...
by Amiel Jelinek | Aug 6, 2021 | Commercial Mortgage, Mortgage Broker
Understanding the Commercial Mortgage Process Buying or leasing a property – whether residential or commercial – requires a series of steps that can take time, preparation of documents and some understanding of the process so you are aware of the steps needed to...
by Amiel Jelinek | May 31, 2021 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The mortgage stress test, also known as the B-20 Guideline, was implemented by the Office of the Superintendent of Financial Institutions, or OSFI, in January 2018. It was designed to help buyers by ensuring they can afford mortgage rate changes that may occur over...
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