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2025 Economic Outlook: What Interest Rate Predictions Mean for Canadians

2025 Economic Outlook: What Interest Rate Predictions Mean for Canadians

by Amiel Jelinek | Jan 28, 2025 | Mortgage Broker, Real Estate Investing, Residential Mortgage

The year 2025 is shaping up to be a pivotal one for Canada’s economy. With inflation cooling, unemployment stabilizing, and interest rates potentially declining further, many Canadians are cautiously optimistic about what lies ahead. As a mortgage broker operating in...
Get your Home Winter Ready – 4 Quick Tips

Get your Home Winter Ready – 4 Quick Tips

by Amiel Jelinek | Nov 9, 2021 | Real Estate Investing, Residential Mortgage

Whether you like winter or not, it’s coming, which means we need to prepare for it.  Here are some of our go-to winter-ready ideas that will help keep your home in great shape this winter season. Clean and prepare your home’s exterior and garden.  This seems...
5 Steps to Understanding the Commercial Mortgage Process

5 Steps to Understanding the Commercial Mortgage Process

by Amiel Jelinek | Aug 6, 2021 | Commercial Mortgage, Mortgage Broker

Understanding the Commercial Mortgage Process Buying or leasing a property – whether residential or commercial – requires a series of steps that can take time, preparation of documents and some understanding of the process so you are aware of the steps needed to...
Will the mortgage qualifying & stress test changes impact me?

Will the mortgage qualifying & stress test changes impact me?

by Amiel Jelinek | May 31, 2021 | Mortgage Broker, Real Estate Investing, Residential Mortgage

The mortgage stress test, also known as the B-20 Guideline, was implemented by the Office of the Superintendent of Financial Institutions, or OSFI, in January 2018. It was designed to help buyers by ensuring they can afford mortgage rate changes that may occur over...
How to Win a Bidding War in a Hot Real Estate Market

How to Win a Bidding War in a Hot Real Estate Market

by Amiel Jelinek | Apr 30, 2021 | Mortgage Broker, Residential Mortgage

The Ontario Real Estate market is so hot right now, and many of our clients are asking how to win a bidding war. So, we have compiled a list of considerations for those looking to buy a property right now to help you win in a bidding war. Know your budget While this...
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