by Amiel Jelinek | Apr 16, 2025 | Mortgage Broker, Residential Mortgage
Choosing between a fixed and variable rate mortgage can feel like a high-stakes decision — especially in today’s unpredictable economic climate. With interest rates shifting, inflation pressures still hanging around, and market volatility being influenced by global...
by Amiel Jelinek | Mar 12, 2025 | Mortgage Broker, Residential Mortgage
As a mortgage broker in Canada, I keep a close eye on factors that influence interest rates and the overall housing market. One of the latest economic concerns is the ongoing tariff war, which has the potential to impact jobs, inflation, bond yields, and, ultimately,...
by Amiel Jelinek | Jan 28, 2025 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The year 2025 is shaping up to be a pivotal one for Canada’s economy. With inflation cooling, unemployment stabilizing, and interest rates potentially declining further, many Canadians are cautiously optimistic about what lies ahead. As a mortgage broker operating in...
by Amiel Jelinek | Aug 6, 2021 | Commercial Mortgage, Mortgage Broker
Understanding the Commercial Mortgage Process Buying or leasing a property – whether residential or commercial – requires a series of steps that can take time, preparation of documents and some understanding of the process so you are aware of the steps needed to...
by Amiel Jelinek | May 31, 2021 | Mortgage Broker, Real Estate Investing, Residential Mortgage
The mortgage stress test, also known as the B-20 Guideline, was implemented by the Office of the Superintendent of Financial Institutions, or OSFI, in January 2018. It was designed to help buyers by ensuring they can afford mortgage rate changes that may occur over...
by Amiel Jelinek | Apr 30, 2021 | Mortgage Broker, Residential Mortgage
The Ontario Real Estate market is so hot right now, and many of our clients are asking how to win a bidding war. So, we have compiled a list of considerations for those looking to buy a property right now to help you win in a bidding war. Know your budget While this...
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