Resources
Amiel Jelinek can help you with your mortgage or investing needs.
To better help you understand your mortgage and how real estate investing might benefit you, we have pulled together a comprehensive list of resources for you.
If you are looking for something that is not listed below or if you want to discuss specific opportunities with Amiel, you can book a FREE call with him at any time.
Mortgage Calculator – How Much Can I Afford?
Curious to know how much of a mortgage you can afford? Check out our “How much can I afford” calculator, powered by Today’s Mortgage Choice, can help generate a general idea for you.
If you are looking for a detailed affordability assessment, contact us today.
Land Transfer Tax – Residential & Commercial Calculator
Whether you are buying residential or commercial land/property, understanding what land transfer tax is vital, as well as having knowledge of how much land transfer tax you can expect to pay.
The Toronto Regional Real Estate Board has a good online calculator that will help you get a general idea of the tax you could pay.
If you are looking for more information, please book a FREE call with us today.
Helpful Links
To help you navigate the labyrinth of the volume of information on mortgages out there, we have pulled together a handy list of our favourites that we know a lot of our clients find helpful.
If there is additional information that you need, please book a FREE call with us today!
First Time Home Buyer Incentive
As part of the government’s National Housing Strategy, The First-Time Home Buyer Incentive helps people across Canada purchase their first home.
Here you will learn about:
- what the incentive is
- who is eligible for the incentive
- how to apply for the incentive
Home Buyers Plan (HBP)
The Home Buyers’ Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
On this site you will learn:
- how to participate in the HBP
- RRSP withdrawal conditions
- forms and additional information
Home Buyers Tax Rebate
The Home Buyers’ Amount (HBA) is a non-refundable credit that allows first-time purchasers of homes, and purchasers with disabilities, to claim up to $5,000 in the year when they purchase a home.
This site covers:
- find out if your home qualifies
- waved conditions for persons with disabilities
- completing your tax return and claiming your home buyers’ amount
GST/HST new housing rebate
The GST/HST new housing rebate allows an individual to recover some of the GST or the federal part of the HST paid for a new or substantially renovated house that is for use as the individual’s, or their relation’s, primary place of residence when all of the other conditions are met.
This site covers:
- eligibility for the GST/HST new housing rebate
- available GST/HST new housing rebates
- documents to include with the rebate application
Land Transfer Tax Refunds for First-Time Homebuyers
When you buy land or an interest in land in Ontario, you pay a land transfer tax. First-time homebuyers of an eligible home may be eligible for a refund of all or part of the tax.
Within this site you will learn:
Interested in speaking directly with Amiel Jelinek?
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