Residental Mortgages
Getting you home.
Whether you are a first-time homebuyer, renewing your mortgage, refinancing for an upcoming renovation or debt consolidation, Amiel Jelinek will ensure you get the right mortgage at the absolute best terms.
First-Time Home Buyers
Buying your first home can be very exciting – but it can also be stressful. Using a mortgage broker, like Amiel Jelinek, can alleviate stress by helping you understand the process, terms and products.
We listen to your needs and support your financial goals with advice and recommendations that are based on experience and deep knowledge of the mortgage industry.
Please check-out out our first-time homebuyer resources or book a FREE consultation call with us today to discuss and celebrate your first home purchase.
Purchases
As a seasoned home buyer, you may not be eligible for some of the government programs, but that doesn’t mean you can’t keep your buying costs as low as possible.
We have access to over 50 lenders, which allows us the unique ability to shop the market for you – we’ll get you the best rate and save you unnecessary interest and time!
Renewals
Mortgages renewals are the perfect time to look at your current and future financial goals. Accepting a renewal with your current lender may not always support those goals, so it’s important to research products and rates that support your needs – not the lenders!
We believe that every mortgage, especially a renewal, should be carefully chosen based on your financial needs and goals – that can only happen if you research and negotiate your terms.
With our experience and negotiating power, we will get the right product and rate each and every time.
Refinancing
Mortgage refinancing can come with several advantages – securing lower interest rates or consolidating debt into one loan with one interest rate can also increase your monthly cash flow.
Refinancing can also be a good option for leveraging your home’s equity for renovations, investments, your children’s education and so much more.
When interest rates drop, as they have, you may consider refinancing to shorten the term of your mortgage and pay less in interest.
Second Homes & Cottages
Owning a second home or cottage – having a place to retreat to on weekends or for summer vacations – is a dream for most Canadians.
A second home or cottage is also an exceptional investment in today’s market, which can help you achieve your financial goals.
So whether you are looking at buying a second home as an investment or a place to retreat to, Amiel Jelinek can help you find the right mortgage.
Private Mortgages
Unfortunately, every financing scenario doesn’t fit the requirements of traditional Banks and corporate lenders, but that doesn’t mean homeownership is out of reach.
With access to a large network of private lenders, Amiel Jelinek and his team are experienced in helping self-employed and those with bruised credit or have fallen on some hard times get private funding to support their financing needs whether it be for purchase or refinance.
Contact Amiel today about private lending solutions for your home.
Rent to Own
Rent-to-own programs offer homebuyers the chance to take steps to become homeowners despite the challenges that prevented them from buying in a conventional way – for example, bruised credit, being self-employed and insufficient funds for a down payment.
Through a rent-to-own program, a portion of your monthly ‘rent’ builds toward your downpayment while you live in the home.
Amiel has extensive experience helping clients get into homeownership through the rent-to-own program and can help you too! Contact us today to learn more about rent-to-own programs.
Residential: 1-4 Units
Multi-unit properties (1-4 units) are usually zoned residential, which means that follow similar lending criteria as s single-resident purchase. The key difference for a 1-4 unit property is whether or not you will be living in one of the units as this changes the amount required for a down payment.
Amiel and his team of underwriters are experienced with financing for multi-unit properties – regardless of whether or not you will be living in the home or are purchasing it as an investment.
Interesting in learning more? Contact Amiel and his team today!
To learn more about how Amiel and his team can help you with your residential mortgage needs, book a FREE call with Amiel.
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